Legal analysis: the process of company's guaranteed loan is as follows: first, please go to the bank to understand the relevant situation and apply for personal housing loan with all the information; Accept the bank's review of you and determine the loan amount; Handle the loan contract, and the bank will insure it; Handle the registration and notarization of property right mortgage; Finally, the bank issues loans.

Legal basis: Article 12 of the Interim Measures for Personal Loans, the lender shall require the borrower to apply for personal loans in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions.

Interim Measures for Personal Loans Article 13 After accepting the borrower's loan application, the lender shall perform the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.

Interim Measures for Personal Loans Article 23 A lender shall sign a written loan contract with the borrower, and a guarantee contract shall be signed at the same time if a guarantee is needed. The lender shall require the borrower to sign the loan contract and other relevant documents in person, except for loans handled through electronic banking channels.