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Lacarra and box payment are the same principle?
Lacarra and box payment are not the same principle.

1, Lacarra

Advantages: high brand awareness, safety and reliability, and simple operation. Compatible with many types of mobile phones, with complete functions and convenient bank transfer.

Disadvantages: Compared with box payment, Lacarra's credit card limit is small and the rate is relatively high.

2. Box payment

Pro: Obtained UnionPay certification and advanced encryption algorithm. The rate is relatively low and the amount is high.

Disadvantages: it is more suitable for individual users and complicated to process information.

Extended data:

Third-party payment refers to an independent institution with certain strength and credit guarantee, which is convenient for both parties to trade through docking with the network.

In the third-party payment mode, after purchasing goods, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party informs the seller that the goods have arrived and requests delivery; The buyer will notify the third party to pay after receiving the goods and confirming the inspection; Then the third party transfers the money to the seller's account.

On the afternoon of 2017,65438+10, 13, the People's Bank of China issued the Notice of the General Office of the People's Bank of China on Implementing Centralized Deposit and Management of Customer Reserves of Payment Institutions, clarifying that the customer reserves generated by third-party payment institutions in the course of transactions will be uniformly deposited in designated accounts in the future, which will be supervised by the central bank, and payment institutions shall not be allowed.

On March 20 18, CNNC issued document No.42, urging third-party payment institutions to access network connection channels, and explicitly cutting off all direct connections between third-party payment institutions and banks before June 30, 20 18, and banks may not directly provide withholding channels for third-party payment institutions.

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? Lacarra Payment-Business Framework