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How to calculate the interest of early repayment when the principal and interest of housing loan are equal?
If it is a personal commercial loan, the conditions that should be met in advance repayment and whether it is necessary to pay liquidated damages are clearly stipulated in the personal loan contract signed by BOC and its customers. In case of prepayment, Bank of China will charge fees according to the contract. The charge standard for prepayment is the loan interest of up to six months. It is recommended to contact the loan outlets for detailed consultation.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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