The house payment supervision is reliable, because the house payment supervision is that the fund supervision unit supervises the funds, which is convenient for the landlord and the buyer to guarantee the risks, which is equivalent to the fact that the bank mortgage has not been put down, and both parties cannot transfer the ownership, thus ensuring the safety. This is a fund supervision department introduced by the state, and its security is very reliable.
2. Can a real estate developer deduct the money from the supervision account if he owes a bank loan?
Can be deducted.
Yes When the pre-sale fund supervision account meets the needs of project development and construction, it may apply for freezing and deducting the remaining funds.
Three. Measures for the administration of real estate supervision funds
Measures for the administration of real estate fund supervision accounts are as follows: 1. Before handling the pre-sale permit of commercial housing, a real estate development enterprise shall sign a supervision agreement on the pre-sale fund of commercial housing with the regulatory agency and the regulatory bank. 2. The supervision account can handle cash deposits, but cannot handle cash withdrawals; 3. The online banking supervision account can handle inquiry business, but not transfer business; 4. The supervision account is only used for the receipt, payment, storage and expenditure of pre-sale funds of commercial housing, and other payment and settlement expenses incurred in the supervision account shall be settled in other accounts of real estate development enterprises, and shall not be settled in the supervision account. How to open a supervision account 1 Real estate development enterprises should pre-sell commercial housing on an individual basis before applying for pre-sale permit; 2. The supervision account opened by the real estate development enterprise belongs to the special deposit account, which is used for the receipt, payment, storage and expenditure of the pre-sale funds of commercial housing; 3. In principle, real estate development enterprises choose the same banking institution as the project loan as the pre-sale fund supervision bank; 4. When a real estate development enterprise opens a supervision account, it is required to provide relevant information to the supervision bank and the Notice of Opening an Account for the Supervision Account of Commercial Housing Pre-sale Fund issued by the supervision institution; 5. Establish the name of the supervision account opened by the real estate development enterprise. Legal basis Article 11 The proceeds from the pre-sale of commercial housing by development enterprises shall be used for related projects. The specific measures for the supervision of the advance payment of commercial housing shall be formulated by the real estate management department. Tenth commercial housing pre-sale, the development enterprise shall sign a pre-sale contract with the winning bidder. The development enterprise shall, within 30 days from the date of signing the contract, go to the real estate management department and the land management department of the people's government of the city or county to handle the registration and filing procedures for the pre-sale contract of commercial housing. Real estate management departments should actively apply network information technology and gradually implement online registration and filing of commercial housing pre-sale contracts. Commercial housing pre-sale contract registration procedures can be entrusted to an agent. If an agent is entrusted, there shall be a written power of attorney.