The first is to implement a phased holdover policy. Before June 5438+February 3, 20221,if employers such as housing provident fund deposit enterprises are unable to pay the housing provident fund in full and on time due to epidemic situation and other reasons, they may apply to Shanghai Provident Fund Management Center (hereinafter referred to as "the Municipal Provident Fund Center") for deferred payment after discussion and approval by the workers' congress or the trade union. The deferred payment period is from April 2022 to 65438+February. During the holdover period, the holdover unit will not make free treatment, which will not affect the unit's credit investigation; The continuous calculation of the deposit time of employee housing provident fund does not affect the normal withdrawal and application of housing provident fund loans by employees; Workers need to handle account transfer or account cancellation withdrawal, the unit should first handle the payment for them. After the expiration of the holdover period, the unit shall resume the deposit and deposit the housing provident fund normally from the month of holdover.
65438+February 3, 20221A few days ago, individual industrial and commercial households and their employees and flexible employees who voluntarily paid the housing provident fund can apply to the Municipal Provident Fund Center to stop paying due to the epidemic situation. During this period, the time for voluntary depositors to pay the housing provident fund is calculated continuously, which does not affect their normal withdrawal and application for housing provident fund loans.
2. The loan is not overdue. Affected by the epidemic, individuals who can't repay the housing provident fund loans normally from March to June, 2022, 5438+February, will not be overdue after being identified, that is, they will not be punished, nor will they be submitted to the credit information department as overdue records, and the submitted ones will be adjusted. After the expiration of the non-overdue treatment, the borrower shall return all the outstanding principal and interest of the housing provident fund loan, and perform the repayment obligations normally in accordance with the loan contract. If repayment is still difficult, you can apply for extending the loan period of housing provident fund, and the extended loan period shall not exceed the maximum loan period stipulated in the housing provident fund loan.
Third, guarantee the employee's rental demand. If employees rent market rental housing and apply for housing provident fund to pay rent, the maximum monthly withdrawal limit for each family (including single families) will be adjusted from 2,500 yuan to 3,000 yuan.
This notice shall come into force on June 1 day, 2022. (End)