There are many kinds of property rights risks, such as the counterparty is not the owner of property rights, or not the complete owner. This situation can be verified by comparing the real estate license with the ID card, provided that the real estate license is true and effective.
2. Capital risk
Of course, the delivery of funds is the most important stage in the second-hand housing transaction. For the second-hand houses that are still repaying loans, many homeowners require the down payment of the buyers to pay the remaining loans, so as to lift the mortgage status of the houses. Because this operation is risky and easy to misappropriate funds. It is suggested that buyers should not consider it, and homeowners can choose the first payment service of intermediary companies.
In addition to the down payment, after the transfer of the house, it is also necessary to pay the property utilities and other expenses. The buyer can intercept part of the final payment and pay it after the handover is completed.
3. Residential quality risk
Housing quality problems are more complicated, such as whether the house is haunted, whether the house leaks water, and whether there has been a surprise decoration to cover up the quality problems.
The safest and most efficient way to avoid risks is to choose Fangtianxia. Fangtianxia is a big platform for buying and selling houses, with reasonable transactions and convenient rights protection. Fangtianxia's unique fund supervision service can perfectly avoid all the above risks. Fangtianxia's fund supervision is free of any service fee, and 0 yuan can enjoy safe custody service. For more information, please consult Fangtianxia official website.
What are the risks of buying a house under your name? How to avoid this risk? If the registered purchaser goes back on his word, the investor can't prove the principal-agent relationship between the two parties and the fact of paying the purchase price, so it will be difficult for the investor to own the house or recover the purchase price. In order to avoid these phenomena, don't buy a house in the name of others.
How to avoid risks when buying a house by group purchase If the five certificates of commercial housing developed by developers are incomplete and it is impossible to sign a formal purchase contract, I suggest you be cautious.
How to avoid the risk of buying a house, trade in the trading place designated by the real estate administrative department and handle the transfer registration?
What are the risks of buying a second-hand house with tenants? How to avoid this situation? Let the landlord and tenant cancel the contract. This should be easy to talk about! Why else would he sell the house? Although legally speaking, he has no risk, but he has to guard against it. As we met before, the landlord in front rented it to a group of social idlers. There are six or seven people living in a one-bedroom house. Later, the tenant refused to move and threatened the later landlord to rent it to them (because the rent was cheap). Finally, the later landlord posted 5000 yuan to get this thing done!
What are the risks of buying a house with a real name? How to avoid the risk of real-name house purchase so that the right holder of real estate registration is not the real owner of the house? According to the principle of publicity and public trust in the change of real right, in order to avoid unforeseen damage to the counterparty and maintain the security and stability of the transaction, the ownership of real right should be publicized. Movable property is publicized by possession, while real property is publicized by registration. According to Article 9 of the Property Law of People's Republic of China (PRC), "the establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. The ownership of natural resources owned by the state according to law may not be registered. " It can be seen that the real right of real estate must be registered before it can take effect. Once made public, it will generate credibility.
What are the risks of opening an online shop? How to avoid these risks is that there is no risk. Now you don't have to stock up on your own when you open an online shop. As long as it is promoted, it will make money. Where are the risks?
What are the risks of international settlement? How to avoid these risks is too broad. I want to know whether you are a bank or an importer or exporter. Different roles lead to different risks.
How to avoid risks when buying relocated houses? After all, it takes three years to transfer ownership, and the time span is relatively long. The risk of buying this kind of house will still be greater than buying an ordinary house. When buying such houses, we should pay attention to guard against these legal risks: (1) For houses that have not yet applied for real estate license, we should pay attention to verifying the relocation agreement and ask the relocated people and their roommates to sign the relocation agreement. The person who signed the relocation and resettlement agreement may only be the demolished person, but the legal cohabitant is the person who relocated and resettled the house. Therefore, when buying a house where the real estate license has not yet come out, you must ask to live together and sign a sales contract. (2) The content of the house sales contract is very important. The agreement should be as detailed as possible, and the terms such as payment, delivery, transaction transfer, tax and fee commitment, household registration, mortgage, breach of contract, etc. should be as comprehensive as possible, especially the setting of breach of contract terms, which should be both legal and binding on the other party. If the penalty is too high, the law will not protect it, and if the agreement is too low, it will not restrict the other party. Therefore, we must pay attention to the setting of default clauses.
There are more and more relocated houses, and there are many problems in the transfer due to the irregular operation process. Recently, due to the shortening of the transfer time to three years, there have also been many cases of breach of contract. Therefore, when buying such houses, we should not be too careless, but should raise risk awareness, consider the situation as comprehensively as possible, set the possible risks within the controllable range, and ensure that the housing transaction process is well-founded and all links are smooth. When buying a house involves a large amount of house money, it must be paid by bank transfer, and the bills of professional fees, property fees, water, electricity, coal and television fees incurred after the house is handed over should be kept as much as possible in case of emergency. Second, can the title certificate of the relocated house be directly made into the buyer's name?
Demolition and resettlement houses have been sold before the issuance of property certificates. Many intermediaries and demolition companies forged demolition and resettlement agreements and changed the demolished people, resulting in the direct registration of property rights in the buyer's name. There are great risks in this kind of transaction. For example, the title certificate of this case was revoked by the trading center according to law. First, the housing property right certificate is revoked because of providing false materials; Second, the house involved has not been registered in the name of the demolished person and has not yet obtained property rights. According to the provisions of the Property Law, the validity of the house sales contract signed without obtaining property rights is to be determined; Third, according to the law, housing involves property registration and tax payment. Without the registration of property rights, the contract obligee cannot directly transfer the contract rights and obligations. This provision is to avoid tax evasion in housing transactions.
Is it risky to invest in universal insurance? How to avoid these risks? To insure universal insurance, you must choose a good salesman, so as to design the appropriate premium and guarantee amount. If these two designs are reasonable, universal insurance is risk-free, because universal insurance has guaranteed income determined by contract, but it is hard to say without a good salesman.