Family farms can borrow money, and the state provides special loan services for farm production and life of state-owned farm workers' families. However, to apply for this loan, the following conditions must be met: 1, with the family farm certificate approved by the state-owned farm and the business license approved by the industry and commerce at or above the county level; 2. Provide the contract signed with the farm; 3. The family farm is operating normally, with certain liquidity and good economic benefits; 4. It has the corresponding repayment ability, and it is also required to provide a unit guarantee with repayment ability when necessary; 5. Family members have good credit information and no bad credit records. Article 687 of the Civil Code stipulates in the suretyship contract that when the debtor fails to perform the debt, the surety shall bear the suretyship responsibility, which is a general suretyship.