The developer said that I can't use provident fund loans, but I can only use business, but when I handed over the house, I got the real estate license and said that I could apply for provident fund loans myself. First of all, commercial housing can use provident fund loans.

Developers say that provident fund loans can't be used mainly because there are many procedures and long time for provident fund loans.

Or the house you bought is smaller and easier to sell.

Anxious to withdraw funds, I don't want to go through the formalities of singing like this.

There are two ways to do this:

1. The best solution is to discuss with the developer and then use the provident fund.

2. Use commercial loans, and then transfer to provident fund loans after one year of repayment.