Auction houses can be bought. If you are lucky, you can shoot a good house at a lower price, but there are also many pits. If you really want to shoot a house, you must pay attention to the following matters:
1. Learn as much as possible about the real estate auction.
Before auctioning the real estate, bidders should have a detailed and comprehensive understanding of the real situation of the real estate, and the preliminary work should be solid. Do more research, run more errands, and strive to bid for the house you are familiar with. Among them, the most important thing is to understand the attributes of real estate, including the nature of land transfer, service life, whether to apply for real estate license, whether to default on taxes, etc.
Another point worth noting is whether the delivery time of the French auction house can be checked in in time. Someone photographed the house. As a result, he opened the door and saw that there were still people eating and sleeping, and no one wanted to move.
2, the hukou problem
The reason why auction houses auction is mostly because the original owners owe debts that cannot be repaid. In other words, when the house is auctioned, the original owner's account number is on the auction house. However, the court will not explain these situations when auctioning houses. The court legally transferred the house to the buyer through legal procedures such as auction confirmation and enforcement ruling. When property buyers find this problem, if the original owner is unwilling to cooperate with the account signing, the court has no right to force him to move out.
3. Identify "wheel-sealed" houses
For auction houses, it is best to go to auction companies, archives centers or land and resources bureaus to find out how many courts have sealed them up. If multiple courts seize the same property, the industry calls it "wheel seizure".
If you win a "round-sealed" property, even if the bank lends money as scheduled, it will be difficult to issue it at one time because there are many creditors, and the future transfer of property rights will be risky and take a long time.
4. Pay attention to taxes and other increased expenses, and make a good measurement.
The way of paying taxes in house auction is different from others, and all taxes and fees arising from the transaction need to be borne by the buyer alone. It has always been a problem that taxes and fees in auction information disclosure are not clear enough. The court doesn't know how much the tax is, and it can't help you pay the tax. The court is concerned about whether the house can be auctioned and whether the auction money can be recovered smoothly.
In addition, we should pay attention to the subject matter, pay attention to the related expenses increased after the purchase cost, such as whether there is an unexpired lease, whether there is arrears such as property management fees, utilities, cable TV viewing fees, etc.
5. Ensure that the funds are in place, otherwise the auction deposit will not be refunded.
You should have a full understanding of your financial situation. For example, real estate auctions usually require a one-time payment. Even if you can get a loan, it will cost a lot. If the loan is not available or delayed, other problems may arise. At least 7- 10 days before the auction, you should go to the bank to apply for a loan, and then go to the auction after the pre-approval of the bank is completed.