Need. In the future, employees who have no housing (who have no own housing in the deposit city and rent a house) can withdraw the housing provident fund to pay the rent as long as they have paid the provident fund for three consecutive months, without the need for rent invoices and tax stamps.
Specifically, employees have paid in full for 3 months in a row, and if they and their spouses have no self-owned housing in the deposit city and rent a house, they can withdraw their housing accumulation funds to pay the rent; Rental of public rental housing can be fully extracted according to the actual rental expenditure; For renting commercial housing, all localities determine the withdrawal amount according to the local rent level and housing area.
In order to improve the efficiency of extraction audit, the new regulations require that the application materials of deposited employees are complete and should be handled immediately after the audit is correct. Need to further verify the application materials, it shall be completed within 3 working days from the date of accepting the application for extraction. Rental provident fund needs to issue a certificate of property information query results, and the property management provident fund extraction department does not charge fees.
legal ground
1, renting public rental housing and providing housing lease contract and proof of rent payment;
2. Rent a commercial house and provide proof that there is no real estate in the name of myself and my spouse.
3. If it is necessary to issue a certificate of real estate information query results for renting a house to withdraw the provident fund, the real estate management department will not charge fees.
According to the Regulations on the Management of Housing Provident Fund
Article 25
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is granted, the conditions for the entrusted bank to withdraw the housing provident fund are as follows:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.