The interest rate of housing loans in Dongguan will generally rise 10%-30% on the benchmark of the central bank, and the interest rate of loans over five years is 5.39%-6.37%. According to the data of 20 19 mortgage interest rate of Dongguan Bank, the interest rate of the first home loan of China Everbright Bank rose by 40%; The interest rate of the first home loan of Guangfa Bank rose by 30%.

Commercial loans are commonly known as personal housing loans. Now domestic commercial banks can handle related businesses, mainly loans for residents to buy their own houses, and implement the statutory loan interest rate.

20 19 latest commercial loan interest rate: within half a year, the loan interest rate is 4.35%; From half a year to one year, the loan interest rate is 4.35%; For one to three years, the loan interest rate is 4.75%; For three to five years, the loan interest rate is 4.75%; For more than five years, the loan interest rate is 4.9%.