The most important thing when buying a house is the real estate certificate. If there is no real estate certificate, it means that the house purchased does not really belong to you. The name on the real estate certificate shows that you have ownership of the house. The names on the real estate certificate can be added or subtracted, so what taxes do I need to pay to reduce the names on the real estate certificate? Let’s take a look with the editor below.

1. What taxes need to be paid to reduce the name on the real estate certificate?

Except for the name reduction or addition of names between husband and wife, there is no deed tax. All other types must be paid. Deed tax. The deed tax payment is divided into four situations: 1. The first house with an area of ??less than 90 square meters is 1%; 2. The first house with an area of ??90 square meters or more is 1.5%; 3. The house is not the first house and the deed tax is 3% .

2. What are the ways to change the name on the real estate certificate?

1. Gift

Before changing the name, you must first understand the payment method when buying a house. Generally, there is one Both sex payments and bank loans. If it is a one-time payment, the name on the real estate certificate must be removed, and a deposit must be paid first. Then both parties must go to the local housing authority to handle the transfer procedures. The buyer will then transfer the remaining payment to the bank for supervision, and finally complete the transfer. If you are buying a house with a loan, you must first pay a deposit. The buyer must first hand over the down payment to the bank for supervision, and then apply for a loan from the bank. After the bank issues a loan contract, both parties can transfer ownership. After completion, the mortgage certificate must be handed over to the bank. , the bank will lend money, and finally you can go to the housing authority to apply for a new real estate certificate.

2. Purchase and sale

First of all, you must go to the notary office to notarize the gift, and then provide the following materials to the local real estate trading center for processing: power of attorney, house plan, application form, original deed and tax certificate wait.

3. Separation of property

Register the property separation of the house to increase the property rights of the house *** Generally used between husband and wife. For example, if Li wants to add his spouse's name to his real estate certificate, he can choose to buy a house or donate it as a gift, and he can also choose the property settlement registration method.

Editor’s summary: The above is the relevant explanation on what taxes need to be paid to reduce the name of the real estate certificate. I hope it can be helpful to the majority of friends.