Industrial and commercial bank of China is better, and the loan speed is fast.
At present, only a few banks handle automobile mortgage. They are China Industrial and Commercial Bank, Chengdu Rural Commercial Bank and Ping An Bank; The amount of ICBC car mortgage is 60% of the car price.
The minimum loan amount of "quick loan" series products of Chengdu Rural Commercial Bank is 5,000 yuan, the maximum loan period is 6,543.8+0,000 yuan, and the loan period is 654.38+0 months to 3 years. You can choose flexible repayment methods such as equal monthly payment, unequal monthly payment and repayment of principal when due. Ping an bank automobile mortgage.
A single loan can reach up to 500,000 yuan, and the loan funds can be used for business purposes such as purchasing and purchasing, and can also meet consumer needs such as decoration, tourism and wedding. In the case of complete information, after the mortgage is completed, the loan can be released within 1 day at the earliest, and the vehicle can still be used after the money is obtained.
Conditions for applying for automobile mortgage:
1. The loan applicant is a citizen of China, aged 18-65.
2 have a stable economic income and the ability to repay the principal and interest of the loan.
3. The borrower has a good credit record and no bad credit record.
4. Legal and valid certification materials of mortgaged cars (vehicle registration certificate, etc.). ).
5. Other conditions stipulated by the lending bank.
Which car loan is better?
Which platform is good in automobile mortgage?
1. Safe car owner loan
The owner of the loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users don't need a car or a card, but only need to provide a car insurance policy to apply directly. Users can apply for loans up to 80% of the vehicle value.
According to the official staff of the owner's loan, as long as there is no problem with the information provided by the user and the user meets the loan application conditions of the owner's loan, he can receive the loan as soon as possible.
2.JD.COM automobile loan
JD.COM car loan is a loan product of Jingdong Finance, and users can apply directly in Jingdong Finance. Users who want to apply for car loan in JD.COM need to be 18-60 years old, non-university students, and their personal credit information has no serious credit stain.
Of course, the age of the car mortgaged by the user must be between 1 and 12 months, and the mileage must not exceed 65,438+10,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, you can receive the loan as soon as possible.
If there is demand, I suggest you use 360 IOUs, which are based on 360 big data, and then comprehensively evaluate the user's credit. Finally, on this basis, you can provide users with instant consumer loans. The maximum loan amount is 200,000 yuan (click the official free amount), and the daily interest rate is as low as 0.03%. It has the characteristics of simple application, low interest rate, fast loan, flexible repayment, transparent interest and expenses, and strong security. Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to risk prevention. In order to ensure the safety of funds and prevent routine lending, it is recommended that you choose a formal bank or a formal lending platform according to your own judgment after a comprehensive understanding, and lend reasonably according to your actual situation.
Which car mortgage platform is better?
Which platform is good for car mortgage?
1, Ping An owner loan
Car owner loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users do not need to pledge their cars or certificates, but only need to provide auto insurance policies to apply directly. Users can apply for a maximum loan amount of about 80% of the vehicle value.
According to the official staff of the owner's loan, as long as there is no problem with the information provided by the user and the user meets the loan application conditions of the owner's loan, he can receive the loan as soon as possible.
2. JD.COM auto loan.
JD.COM car loan is a loan product of Jingdong Finance, and users can apply directly in Jingdong Finance. Users who want to apply for car loan in JD.COM need to be between 18-60 years old, not college students, and have no serious credit stain on their personal credit information.
Of course, the age of the vehicle mortgaged by the user must be between 1 and 12 months, and the mileage cannot exceed 65,438+10,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, the loan will be received as soon as the same day.
Let's stop here for a good introduction to car loans.