1 360 IOUs: 360 IOUs provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1000 to 200,000 yuan and repayment period of 3 months to 24 months. 360 loan approval is fast and the threshold is low.

2. Du Xiaoman Finance: Du Xiaoman Finance is a brand owned by Baidu, which provides loans to Chinese mainland residents aged 25 to 45. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, loan amount of 1 200,000 yuan and repayment period of 3 months to 24 months.