On April 8, 20 14, according to the Hong Kong Wonder News Agency, CreditEase was exposed to 800 million non-performing loans, and the loan subject has been sued many times. Even if CreditEase applied for asset preservation, it would be difficult to recover all the debts. Collaterals are all unfinished buildings in cities below the Fourth Line in Northeast China. However, under the attraction of interest rate as high as 22%, CreditEase released the loan. CreditEase replied that the above statement had no factual basis and was a rumor, and said it was investigating related projects.

In order to control risks, P2P platforms with a certain scale have indicated that they will not accept loan applications from high-risk industries or industries that are not supported by national policies, such as real estate and steel trade. According to informed sources, many real estate projects carried out by CreditEase are not launched by its P2P platform. In addition to peer-to-peer business, CreditEase also has wealth management businesses such as CreditEase Wealth, which launches wealth management plans for middle-class and high-net-worth customers and sells bonds, bank wealth management products, insurance products and equity investments to them. And loan projects on P2P platform.

After a day of internal investigation, CreditEase issued the latest official reply on the afternoon of April 9th. The total scale of several real estate projects carried out by CreditEase in Northeast China is far from 800 million. CreditEase conducts regular project investigation and tracking with all project partners, and all projects are in normal operation. No "fraudulent escape" mentioned by some online media was found, and all due projects were paid normally, with controllable risks and normal work.