Applicants only need to be at least 2 1 year old, with a monthly income of more than 2,000 yuan, and provide proof of identity and income. And you can apply for a loan amount of up to 654,380+0.5 million yuan for the first cooperation. The repayment period can be divided into 12 and 24. Loan amount: 10000 yuan ~ 150000 yuan. Have China nationality (excluding Hong Kong, Macao and Taiwan residents), aged 2 1-55. Have a stable job and income (the current unit has worked for more than 6 months or started its own business 1 year), identity certificate, income certificate, work certificate and address certificate.

According to incomplete statistics, there are not many banks with pure credit loans and the threshold is very high. For example, the "Universal Fund" of Shanghai Pudong Development Bank, the "White Collar Link" of Bank of Ningbo and the "Credit Easy Loan" of Nanjing Bank, but these

The Ping An loan business in Hefei usually lends money to some middle and high-end people, such as civil servants, university teachers, doctors, etc., and the income requirements for applicants are relatively strict. Comparatively speaking, "Ping An Easy Loan" products are mainly aimed at low-and middle-income customers, which are different from high-end customers of banks. Its innovation is that with this insurance, low-and middle-income people without collateral can also get loans from banks.

How to calculate the interest of Ping An loan?