On MIUI, a forum owned by Xiaomi, some users posted that they had been paying their debts on schedule, but Xiaomi's loan amount suddenly became zero. Among them, some users used Xiaomi financial loan, and the amount turned to zero. They could only repay the installment amount of the previous loan and could not apply for a new loan. Many users hope that Xiaomi Finance can solve this problem and let users of Xiaomi Loan have more loan and repayment combinations.
Therefore, the amount of Xiaomi financial loan becomes zero. Users should communicate with customer service in time, at the same time, they can improve their activity in Xiaomi community, or invest in some Xiaomi wealth management products to improve their credit, thus increasing Xiaomi's loan amount.