2. The agent's ID card,

3. Some banks (like Industrial and Commercial Bank of China) need a copy of the legal person ID card.

4. Bring cash. If you don't have it, you can transfer it with the bank seal to pay the handling fee.

The bank assets certificate can be handled by me in the bank or by an agency. If you go to the bank, you need to determine the amount of funds you need, transfer money to the bank, make an appointment at the bank, and bring materials to the bank for processing. To find an intermediary, you only need to submit the amount and materials to the intermediary. Personal information card is generally 1 day, and enterprise information card can be within 7 days.

First, how to open the bank assets certificate?

Generally, I can go to the bank or find an agency to handle it.

(1) Go to the bank to handle it yourself.

To apply for a personal fund certificate, you need to bring your ID card and make an appointment in the bank in advance. There are two kinds of certificates of deposit, one is demand deposit and the other is time deposit. Time deposit certificates need to be frozen for 3 months.

Corporate identity certificate, official seal, financial seal, name seal, company business license, account opening permit (original), tax registration certificate and organization code certificate (original) are required to apply for enterprise capital certificate, and an appointment should be made in the bank in advance.

Processing flow:

1. Determine the required capital certification amount.

2. Transfer funds to banks

Step 3 make an appointment at the bank

4. Take the materials to the bank for processing.

(2) looking for an agency

Many people may need to find an agency because they are pressed for time or need to issue a large amount of proof of funds. You provide relevant materials and credit lines, and give them the rest.

Handling process: just hand over the quota and materials to the agency. Personal credentials can generally be 1 day, and enterprise credentials can be within 7 days.

2. What are the contents of the asset certificate?

(1) economic proof

1. A copy of the time deposit certificate or passbook (including the cover of the passbook) of the guarantor with a deposit history of more than half a year before the delivery date and the original deposit certificate issued by the bank.

Note: Treasury bonds, stocks, funds and wealth management products are not recognized (if the bank can issue the deposit certificate of your current passbook, the lowest point in half a year can also be used as a guarantee).

A certificate of deposit will freeze your deposit for 3 to 6 months.

If the time deposit is transferred in the near future, please provide the corresponding deposit interest list and the original deposit certificate or passbook.

If the time deposit history is less than half a year, please apply for a loan for studying abroad:

2. The materials are the original ID card of the applicant, the original ID card of the fund guarantor, a copy of the household registration book, cash or deposit, the admission notice and the name of the school. Note: The loan term (consistent with the duration of the course) is used for studying abroad, and the repayment method is to repay the principal and interest once it is due.

(2) proof of income

1. The original income certificate of the fund guarantor, on the company's stationery, indicating the position, working years, annual income, detailed income in the last five years, address and telephone number (if none or inconsistent with the stationery), stamped with the financial seal and official seal, personal tax payment certificate, and signed by the person in charge, if there is a business card. (If the applicant has already worked, proof of income is required. )

2. If the guarantor is a legal person/shareholder of the enterprise, please provide:

(1) business license of the company (notarized by the legal person, and the shareholders only need to provide a copy;

(2) A copy of the company tax bill (in the last three months);

(3) Copies of the financial statements of the company in recent two years;

(4) If holding shares, provide the articles of association and capital verification report.

3. If there are additional real estate and rental income, please provide copies of all real estate licenses and original rental agreements.

3. What is the purpose of the asset certificate?

(1) Asset certificates refer to houses, cars, deposits, etc. The capital certificate itself has no value and cannot be used as a pledge. It can only prove how much money an account has at a certain time.

1, proving the source of assets;

2. Show proof of funds to the school for studying abroad at your own expense;

3. Show it to the visa officer at the time of visa to prove your financial ability.

Legal basis:

Law of People's Republic of China (PRC) on State-owned Assets of Enterprises

Article 4

The State Council and the local people's governments shall, in accordance with the provisions of laws and administrative regulations, perform the responsibilities of investors on behalf of the state and enjoy the rights and interests of investors.

The State Council has identified large-scale state-funded enterprises related to the lifeline of the national economy and national security, and state-funded enterprises in important infrastructure and important natural resources, and the State Council has performed the investor's duties on behalf of the state. For enterprises funded by other countries, the local people's government shall perform the investor's duties on behalf of the state.

Article 5

State-funded enterprises mentioned in this Law refer to wholly state-owned enterprises and state-funded companies, as well as state-owned capital holding companies and state-owned capital shareholding companies.