Bank loans depend on the borrower's repayment ability, and the borrower also has proof of the purpose of the loan. Personal consumption purposes such as: (house purchase contract, car purchase contract, renovation contract? ),
Small personal credit loan (the maximum personal loan is 300,000 yuan), the bank requirement is: 1, and he has worked in the company for more than 3 months (the probation period has passed); 2. The monthly income before tax is more than 5,000 yuan (if you have already applied for a credit card in the bank and have a bank credit record, you can relax it to more than 3,000 yuan); 3. Wages are paid by the bank in the form of punching cards, and non-cash cash forms are printed by the issuing bank.
My colleague applied for a personal consumption loan online in Yin Ji before, and he also told us. I suggest you browse and see if there is any information you need.
2. What are the requirements for applying for personal consumption loan from China Bank?
In the end, which platform has low interest rates, the most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer the loan platform with low installment interest rate. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. So, which loan platform can pay lower interest in installments now? 1. The credit loan launched by Xiaoman Finance with money can be repaid for up to 24 months, and the daily interest rate is as low as 0.02%. Just borrow 10000 and pay 2 yuan interest every day. It is a platform for borrowing money, with low interest and long term. (Click official calculation) 18~55 years old, with good credit and stable income. 2, 58 good loans for non-22-50-year-old students, friends with repayment ability and good credit can try 58 good loans. As a credit loan launched by 58 Finance, the interest rate of 58 Good Loan is still relatively low, which can be divided into 12 installments at the longest, and the daily interest rate is as low as 0.04%. If you borrow 10000 yuan and 1 day, the interest will only be 4 yuan. Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day. Which loan platform is the most formal and reliable lending APP with low interest rate and high pass rate? Top ten recommendations of loan platform rankings: Du Xiaoman Finance: Qianhua is a personal consumer credit service product launched by Baidu. After submitting personal data, you can get the quota, and the fastest review is 30 seconds. At present, the maximum cost is 200,000 yuan, and the annualized interest rate is as low as 7.2%. The official has not specified how much money can be borrowed. Most users who spend money are generally around 30 thousand yuan, and some users are above 70 thousand yuan. 3. Zhaolian Good Term Loan The credit loan launched by Zhaolian Finance does not need mortgage guarantee, with low threshold and low interest rate. It can be repaid in 24 installments at the longest, with the daily interest rate as low as 0.03%, and the interest of 65,438 yuan+0,000 yuan is 3 yuan per day. In addition to being 22-55 years old, you have to get more than 600 points in the exam, and you can only get a loan by providing your registered mobile phone number in real-name registration system and your bank card ID card.