To obtain a loan of 30,000 yuan from a bank, the conditions that need to be met are: age between 18-60 years old; a certain ability to repay, preferably a stable income and job, and no labor force Financial proof materials need to be submitted; personal credit information is good, and there must be no overdue or illegal records in the credit information; personal debt ratio cannot be too high, and the debt ratio cannot exceed 50. If the above basic conditions are met, users can go to any bank to apply for a loan of 30,000 yuan, but whether they can pass the loan review depends on the bank's review results.