Generally speaking, yes, specific bank regulations. \x0d\ 1。 Loan target: 60-year-old male and 55-year-old female China citizens with full civil capacity. \x0d\2。 Term of loan: 48 installments at most \x0d\3. Guarantee method: unsecured and unsecured credit loan \x0d\4. Application materials to be provided: \x0d\( 1) Original and photocopy of the borrower's valid identity certificate; \x0d\(2) Proof of local permanent residence or valid residence identity \x0d\(3) Proof of borrower's loan repayment ability. For example, the income certificate issued by the borrower's unit \x0d\(4) the borrower's real estate license and driving license (not necessarily, the loan amount can be increased) \x0d\(5) the borrower's credit report (which can prove personal credit) \x0d\(6) the salary card is flowing (in the last 6 months) \x0d\(7) there are nearly three loans.