When the loan materials are complete and approved, it usually takes 1 to 2 weeks to disburse the money. Under normal circumstances, it will not exceed 15 days. It actually depends on the efficiency of the bank that handles the loan. Generally, it is not at the end of the year. The payment is faster. The bank's housing loan review is relatively slow. From the user's submission of raw materials to the bank's application to review, the entire process takes about half a month. During this process, the bank will verify the authenticity of the user's materials. , investigate whether the user's bank statement, personal credit report and other standards comply with the bank's regulations. The above is the relevant information about how long it usually takes for a personal loan to be disbursed. Personal loans are generally available for several years

The loan period for personal loans is related to the type of loan selected. Personal loans are loans applied for by individuals, mainly including house purchase loans, car purchase loans, personal provident fund loans, consumer loans, etc. Different loan types have different loan periods that can be applied for. Generally, a house purchase loan can be loaned for up to 30 years, but it also needs to be comprehensively evaluated based on factors such as personal repayment ability and the age of the building. A car loan can generally last up to 5 years, and it actually depends on the individual's ability to repay the money. It is generally difficult to say how many years a personal loan can actually last. The decision depends on the type of loan applied for. This article mainly writes about the knowledge about how long it usually takes to get a personal loan, and the content is for reference only.