Features of easy agricultural products: 1. The term is flexible, and can be used for short-term emergency or medium-and long-term support, and the longest can be two years after the school year;

2. The downward adjustment of interest rate shall be implemented according to the downward adjustment of benchmark interest rate of loans of the same grade in the same period announced by the People's Bank of China 10%;

3. The loan amount shall be paid annually, with a maximum of 5,000 yuan per year;

4. The guarantee method is flexible and can support credit, morality, guarantee, mortgage and pledge. Or a combination guarantee method;

5. Loan discount. If the family is extremely poor and has excellent academic performance, they can be recommended to apply for a loan discount from Zhejiang Tailong Charity Foundation.

6. The repayment is flexible, and the repayment methods are diverse and can be tailored;