What if the mortgage bank can't go in person?
In principle, if the mortgage is approved, the bank informs the borrower to attend the face-to-face signing and must be present in person. If you really can't go to the scene under special circumstances, you can go to the notary office to fill in the power of attorney, find a person to be a third party, become your own authorized person, and go to the interview instead of yourself.
In addition to inviting a third party as its principal, the borrower can also entrust a loan salesman to provide on-site service with the permission of the bank. Some borrowers are VIP customers of banks, and banks are willing to provide on-site services for such high-quality customers, and salesmen will come to sign contracts and sign contracts.
Face-to-face, is it okay for couples to arrive?
If the husband and wife have the same loan, it is not allowed to sign in person. Because the debts during the existence of the relationship between husband and wife are legally shared by both husband and wife. If one of them really can't be present, you can go to the notary office to handle the entrusted notarization, and let one person come forward to handle it for you.
In addition, after the face-to-face signing, some banks will ask the newcomers to take photos together and so on. The purpose of taking a group photo is to prevent the appearance of fake loans, and also to prevent any accident after the loan, leading to the risk of capital loss. Taking a group photo can greatly reduce the possibility of such incidents.
The above is the related content sharing of "I can't go to the mortgage bank for face-to-face signing", I hope it will help everyone!