Legal analysis: 1. First, remedial loans. You can talk to the bank staff and find out the reason for the delay in your loan. 2. second: change banks. Different banks have different regulations and audits on loan conditions, so if the buyers apply for the first bank but don't give it back, they might as well change banks. 3. Third: Find a guarantee company.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 500 In the process of concluding a contract, a party shall be liable for compensation if it has caused losses to the other party under any of the following circumstances:

(1) Concluding a contract under the guise of malicious negotiation;

(2) Deliberately concealing important facts related to the conclusion of a contract or providing false information;

(three) there are other acts that violate the principle of good faith.

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.