1, provident fund loan interest rate
Guiyang housing provident fund loan interest rate in accordance with the relevant provisions of the state. The interest rate for loans over five years is 3.25%, and the interest rate for loans under five years is 2.75%. In case of interest rate adjustment during the loan term, the new interest rate standard (65438+ 1) will be implemented from the following year.
2. Commercial loan interest rate
The interest rate of the first commercial personal housing loan in Guiyang should not be lower than the LPR in the same period, which is constantly changing every cycle.
Each quotation bank shall submit a new LPR to the National Interbank Funding Center at a step of 0.05 percentage point before 9: 00 on the 20th of each month (postponed in case of holidays). The National Interbank Funding Center will calculate the LPR to the nearest integer multiple of 0.05% according to the arithmetic average after excluding the quotation, and announce it at 9: 30 on the same day. The public can inquire on the websites of the National Interbank Funding Center and the People's Bank of China.
On May 20, 2020, the loan market quoted interest rate (LPR) was 1 year, 3.85%, and the LPR over five years was 4.65%, which was the same as before.