Yes, if you use the housing provident fund to apply for a house loan, there are other small loan liabilities in your name, which is likely to affect the amount of the provident fund loan. Of course, it depends on whether the small loan in your name is shown in the credit report. If not, the impact can be ignored. If so, it is likely to reduce the amount of provident fund loans to buy a house, which is related to the monthly repayment amount of microfinance ~