1, a natural person who has reached the age of 18, has full capacity for civil conduct, holds valid identity documents meeting regulatory requirements and has a fixed detailed address;

2. People's Republic of China (PRC) citizens with permanent residency in China, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in China for more than one year (including one year) and own their own property in the place where the loan is applied;

3. Personal legal assets with sustained and stable legal income or sufficient to repay the loan principal and interest, and have the ability and willingness to repay the loan principal and interest on schedule;

4. Personal credit status is good, and there is no bad credit record in our bank and peers;

5. Being able to pay the down payment for car purchase that meets the requirements of laws, regulations, regulatory provisions and these Measures;

6. Provide effective guarantee recognized by the lender;

7. The purpose of the loan is clear and legal, and it can provide a car purchase contract, agreement or letter of intent recognized by the lender;

8. Before handling the loan, you need to open a deposit account with our bank;

9. In case of entrusted payment, the borrower shall provide effective counterparty account information, etc. Meet the conditions of independent payment, need to submit personal account information;

10. Comply with laws, regulations, regulatory requirements and other conditions stipulated by the lender.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.