1. At the beginning, the commercial loan was used to buy real estate, that is, to pay interest to the bank, while the provident fund loan was for the guarantee company and did not belong to the same institution, so it could not be transferred!
2. There are regional differences in provident fund policies, so it is impossible to make cross-regional comparisons, especially cross-regional comparisons.
3. If you need to meet the requirements, you can apply for provident fund decoration loan, but you can enjoy some provident fund concessions, but the upper limit is only 30W, generally you can't borrow that much.