1. Equal repayment of principal and interest:

The total loan amount is 270,000.00 yuan.

Number of repayment months: 240 months

Monthly repayment 1, 9 18.82 yuan.

Total interest paid190,516.74 yuan.

The total principal and interest is 460,565,438+06.74 yuan.

2. Equal principal repayment:

The total loan amount is 270,000.00 yuan.

Number of repayment months: 240 months

The repayment in the first month is 2452.50 yuan.

Decreasing monthly: 5.53 yuan

Total interest paid 159963.75 yuan.

The total principal and interest is 429,963.75 yuan.