1. After the lightning loan is issued, the cash will be distributed to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. The specific amount of your lightning loan will be verified according to your business situation in China Merchants Bank. You can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100.
4. There are two ways to apply for a loan within the lightning loan limit:
Lending within (1) 15 minutes: automatic approval within 5- 10 minutes, immediate lending after approval, SMS notification.
(2)T+ 1 same-day loan: T+ 1 there will be telephone verification within the same day, and the loan will be arranged after the information is confirmed. If you still don't reply after three active contacts, the application fails and you need to apply again.
5. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old.
6. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount, but did not withdraw money: there will be no record of the amount in the credit investigation; Every subsequent withdrawal, there will be a new loan record in the credit information.
(reply time: June 5438+1October 18, 2022. Please refer to the latest business changes announced by China Merchants Bank in official website. )
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