The process is as follows:

The process of buying a car with a loan:

1: The borrower submits the loan application materials to the bank;

2. The bank conducts a preliminary examination of the application materials submitted by the borrower;

3. The bank conducts credit investigation and customer evaluation on the borrower;

3. The bank examines and approves the loan application that meets the loan conditions through preliminary examination and credit investigation;

4. If it is approved, notify the borrower to go through relevant procedures such as contract signing, lending, mortgage or pledge; Failing to pass the examination and approval, it shall explain the situation to the borrower;

5. After the loan contract comes into effect, the handling bank will issue the loan. Special loan method is adopted, that is, according to the loan contract, the handling bank directly transfers the loan to the dealer account of the borrower's car purchase.