Shenzhen: restricted purchase+restricted loan+restricted sale. Local household registration is limited to 1 set, and family is limited to 2 sets of foreign household registration 1 set; Commercial housing can only be purchased after three years of settlement and 36 months of continuous tax payment or social security. If both husband and wife divorce, if either party purchases commercial housing within three years from the date of divorce, the number of sets shall be calculated according to the total number of sets of families before divorce. Guangzhou: restricted purchase+restricted loan+restricted sale. Local household registration is limited to 2 sets, single or divorced 1 set, and foreign household registration is limited to 1 set; Zengcheng, Conghua non-local household registration purchase restriction 1 set; The real estate license can only be traded after 2 years. Foshan: Restricted purchases and loans by region. Restricted area 1. Second-hand housing purchase restriction; Local household registration is limited to 2 sets, and foreign purchases are limited to 1 set; 30% down payment for the first suite and 40% down payment for the second suite. Zhaoqing: Unlimited purchase. Zhuhai: purchase restriction+loan restriction+sale restriction. Local families are limited to 3 sets, and foreign families are limited to 1 set; No house, no loan, down payment of 30 thousand, and 40% of the house without loan; The title certificate can only be transferred after 3 years. Jiangmen: Limit purchases and loans by region. 3 sets of local families and 2 sets of foreign families; 30% down payment for the first suite and 40% down payment for the second suite. Zhongshan: Restricted purchase+restricted loan. The first-hand house family is limited to 3 sets, and the second-hand house is limited to 2 sets in the field. 30% down payment for the first suite and 40% down payment for the second suite. Dongguan: purchase restriction+loan restriction+sale restriction.
Dongguan: purchase restriction+loan restriction+sale restriction. Key points:
1, non-Wanji first suite (new house/second-hand) needs social security within two years 1 year or more; 2 sets must pay social security for more than 2 years within 3 years.
2. Non-local residents own two or more houses, and it is forbidden to buy a third house.
3. The certificate can only be transferred after 3 years.
4. For off-site provident fund loans, you need to have your own or spouse's household registration in Dongguan. Huizhou: restricted loans+restricted sales. Outstanding mortgage or 30% down payment; There is a suite and the mortgage is not settled with a down payment of 40%; The mortgage for the second home and above has not been settled, and the loan has been stopped. From April 9, 20 17, the certificate can not be transferred for 3 years. Hong Kong: The stamp duty on the purchase of second homes by local residents and houses purchased by non-local residents is raised to 15%. Macao: Non-local household registration, the down payment is increased 10%-20%. Looking at the situation of purchase restriction in major cities in Greater Bay Area, only Zhaoqing City is restricted at present, and the current property price is relatively low, which is worthy of home buyers' consideration.
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