The installment car can't be sold to others, the parties can sell it after the loan is paid off, and the motor vehicle in the loan can't be bought or sold before the loan is paid off. Because when handling the car loan, the parties have already transferred the car property rights to the lending institution. The lender only has the right to use the car, but has no right to dispose of the car. In accordance with the provisions of relevant laws, the establishment, alteration, transfer and extinction of the real estate rights of the parties shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by relevant laws. Natural resources owned by the state according to law may not be registered. In the installment car, after paying off the debt, the parties can release the mortgage and get back the ownership of the car, and then the car can be bought and sold freely. In order to guarantee the performance of the debt, if the debtor or a third party mortgages the property to the creditor without transferring the possession of the property, if the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties, the creditor has the right to be paid in priority for the property.

The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.

Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC).

The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.