You can buy a 40-year-old building, but it should be noted that there is no way to borrow a 40-year-old house, so you should choose carefully. When buying a house, the seller is required to provide the original legal title certificate, and check the authenticity of the title certificate and the source and record of the property right at the housing management department. Including the owner, registration date, transaction price, etc. , all need to be confirmed, you can buy it if there is no problem.

What are the advantages and disadvantages of a 40-year-old house?

Advantages:

The environment and equipment around the old house are definitely not as neat and fashionable as the new community. However, the location of the old community is often in the bustling area, because with the development of the city, even in the peripheral community, the surrounding facilities tend to be perfect, basically in the city center. From this point of view, most of the old communities have convenient transportation and good location.

Disadvantages:

1, decoration is outdated and backward, and decoration is also a very tiring thing. Moreover, the management level of residential property and public security is reduced, and daily parking and express delivery are troublesome.

2. It is difficult to get a loan. Some banks stipulate that second-hand houses can only be loaned within 15 years. And the longer the old house, the less remaining property rights.

3, the old house is difficult to sell, basically whoever buys it takes it, and after a few years, basically no one takes it. Now that the cost of demolition has increased, the demolition of houses and so on is also an endless thing.

So whether you can buy an old house for nearly 40 years depends on the location of the house. You can buy it if the budget is not enough. However, if you need to use a loan, a 40-year-old house may not get a loan.

How to check the age of second-hand houses?

1, check the files in the real estate management department.

Room age can be inquired. Starting from the real estate agent taking land to build a house, there will be corresponding property rights departments to register property rights. The housing information of the real estate department is the most accurate, so this is also the most reliable method.

However, it is more difficult for property buyers, and sellers need to bring real estate licenses and other related documents to the real estate trading center for enquiries. It takes time and effort, so many sellers are reluctant to cooperate, especially before getting the deposit. Although the age of the house will affect the loan, buyers need to wait until the contract is signed before entering the loan stage. In other words, if the seller does not actively cooperate, then the buyer can only go to the Housing Authority to inquire after completing the transaction procedures.

2. The room age stipulated in the contract

Property buyers can stipulate the age of the house and the terms of breach of contract in the house sales contract. If the actual construction period of the house is inconsistent with that provided by the landlord, they can ask the seller to bear the liability for breach of contract.

3. Ask other owners or properties in the community.

If other owners or property workers in the community live or work for a long time and are familiar with the specific situation of the community, the information in their mouths is often more worthy of reference. They may know more about the real situation of the house age.