1. When entering the transfer amount, you can add the transfer description below and click Add Loan Transfer Notice. When writing notes, you can write them according to the reasons for borrowing. For example, if you borrow money to buy a house, you can note the loan transfer as "borrowing-buying a house" and make it clear that this is a borrowing behavior;
2. Remarks: "Lend money to a fund for turnover" or "Lend money to a child for school". If the number of words does not exceed the bank limit, the more detailed the use of the loan, the better.
3. However, in fact, when lending money to others, it's not just a question of how to express your opinions when transferring money. Remarks are just one of the small problems. More importantly, loans generally include loan amount, purpose, term, interest, repayment method and whether there is guarantee or not.
3. If a formal loan contract is signed, the borrower shall be required to receive a receipt after the payment is completed to prove that the borrower has received the loan. Otherwise, if there is only a loan contract, the money is paid in cash, and the borrower denies receiving the money afterwards, and the private loan contract is a practice contract, the contract will take effect after the lender actually lends money. If there is a dispute, it is difficult to get the court's support only by the loan contract without a receipt.
4. Formal IOUs for Private Loans. Two IOUs for Personal Loans are customized. Generally, IOUs for Private Loans are customized. If a formal loan contract is not signed, at least the borrower should write a comprehensive IOU, which should include the loan amount, purpose, interest calculation method, repayment period, default liability for repayment on schedule and so on.
5. The borrower had better write all the IOUs by hand. If a printed version is used, at least the borrower should sign it himself. It is best to sign in clear block letters. When borrowing money, you must remember to keep a copy of the borrower's ID card and ask the borrower to sign it, so as to prevent the borrower from obtaining the borrower's identity information when he needs to sue the court when he does not repay the loan.