Loans can be used as deposits, and the source of deposits itself is not required, so they can be used as deposits.

The source of margin funds must be legal. The domestic futures margin is deposited into the special margin account opened by the futures company in the bank. The CSRC supervises that the funds in this account can only be used for deposit payment and tax payment. , but not for other aspects of the futures company. Even if the futures company goes bankrupt and liquidates, it is not allowed to use this part of the funds, which are still owned by the customers.