Xi 'an Bank is a city commercial bank with shares held by Xi's government, China Cinda Asset Management Corporation, scotiabank and local large and medium-sized enterprises. Founded in 1997, it was formerly known as Xi 'an City Cooperative Bank, and was renamed Xi 'an City Commercial Bank in 2000. At the end of 2009, strategic investment promotion and financial restructuring were successfully completed, with a registered capital of 3 billion yuan. In September, 20 10, it was renamed Xi 'an Bank.
As of August, 2009, Xi 'an Bank had 9 branches in Baoji, Xianyang, Yulin, Weinan, Yan 'an, Hanzhong, Ankang, Tongchuan and Shangluo, holding two village banks.
20 10 12 3 1, Yulin Branch, the first branch of Xi 'an Bank, was grandly opened in Yulin City. This is another important strategic achievement of Xi 'an Bank after its name change at the end of September, and it is also another important milestone in the development of Xi 'an Bank, which indicates that Xi 'an Bank has taken substantial steps in cross-regional operation and successfully transformed from a local bank to a regional commercial bank.
Xi 'an Bank's comprehensive consumption loan is a guaranteed personal consumption loan promoted by Xi 'an Bank, which is mainly used for house decoration, tourism, schooling, car purchase, large-scale durable consumption and personal temporary capital turnover, with a maximum loan amount of 500,000 yuan and a maximum loan period of 5 years.
Product advantages:
Consumer uses are extensive (such as house decoration, travel, school, car purchase, large-scale durable consumption and personal temporary capital turnover, etc.). )
Long-term (up to 5 years)
There are various forms of guarantee.
Loan terms:
China natural persons (including compatriots from Hong Kong, Macao and Taiwan) who have reached the age of 18 and have full capacity for civil conduct or overseas or foreign natural persons who have the right of abode in Chinese mainland;
Holding legal and valid identity documents;
Have a stable economic income and the ability to repay the principal and interest of loans;
Have a good credit record and willingness to repay;
Can provide bank-recognized guarantees (mortgage, pledge, guarantee);
There are legitimate loan purposes, such as house decoration, travel, school, car purchase, large-scale durable consumption, etc. ;
Open a personal settlement account with our bank;
Other conditions stipulated by the bank.
Application materials:
Personal ID card and other identification materials, personal income certificate and monthly salary, personal work certificate, loan use certificate or commitment letter, and other relevant certification materials stipulated by Xi 'an Bank.