As of July 20 13, the business scope is mainly in eight counties and three districts of Chengde, and the scale is growing. By the end of 20 16, there were 66 branches, including Tangshan branch, Qinhuangdao branch, 64 branches and holding village bank 1.
Extended data:
scope of business
1, absorbing public deposits;
2. Issue short-term or medium-term loans;
3. handle the settlement;
4. Discount;
5. Issue, honor and underwrite government bonds, financial bonds and corporate bonds as agents;
6. Buying and selling government bonds;
7. Inter-bank loans;
8. Acting for receipt and payment and insurance agency business;
9. Credit investigation, consultation and witness business;
10, handling bank card business;
1 1. Other businesses approved by the CBRC.
Development history
Chengde Bank has experienced a series of mergers and expansions, and is the first urban credit cooperative of all banks. Due to poor management of credit cooperatives, urban credit cooperatives union was established according to relevant documents.
In 2006, it was renamed as Chengde City Commercial Bank. With the continuous growth of its scale, it was officially renamed Chengde Bank in 2009, becoming a commercial bank that can operate across regions.
With the expansion of Chengde Bank, its business is also increasing. At the same time, Chengde Bank has continuously introduced talents and recruited new employees every year, and the overall quality level of employees has been continuously improved.
Chengde Bank attaches great importance to civilized service and conducts systematic etiquette training for its employees. The profitability of Chengde Bank is also among the best among small and medium-sized banks in China.
By the end of June, 2065438+2003, the total assets of the whole bank were 27.86 billion yuan, various deposits were 25.035 billion yuan and various loans were13.952 billion yuan. The capital adequacy ratio is 14.40%, and the core capital adequacy ratio is12.82%; The NPL ratio was 0.32%, and the provision coverage ratio was 842. 18%.
Chengde Bank now administers Tangshan Branch 1 and 27 sub-branches, and initiated the establishment of Weichang Huashang Village Bank, forming a modern financial service network spanning Tangshan and effectively covering eight counties and three districts in Chengde City. It has become a joint-stock commercial bank with strong strength and outstanding reputation, which is based on deposit, loan and remittance business and integrates credit card, online banking, telephone banking and collection and payment.
On August 2065438+2006 1 1, the Qinhuangdao Municipal People's Government and Chengde Bank Co., Ltd. signed the Framework Agreement on Political-Banking Strategic Cooperation, and Chengde Bank Qinhuangdao Branch officially settled in the port city.
win an honour
20 1 1 Chengde Bank won the "Best SME Service Bank in China in 20 10" award and won the title of "Financial Contribution Award" in Hebei Province for the first time. After 20 10, it once again won the reputation of "the second place in the comprehensive competitiveness of city commercial banks below 30 billion yuan in China and the first place around Bohai Sea".
In April, 20021year, it was awarded the title of "Advanced Collective for Poverty Alleviation in Hebei Province".