If you want to open a loan, you can do the following:

1. Log in to Alipay;

2. Enter the personal center;

3. Find the loan entrance, select the agreement and apply for the quota option to operate and open.

If it can be successfully opened, the system will provide the corresponding quota according to the user's comprehensive credit, and then select the loan option for loan operation after the quota is passed. What everyone needs to pay attention to is that if you want to open a loan, you must meet the following requirements:

1. is a personal account in Chinese mainland, aged 18 or above, with full capacity for civil conduct;

2. The account has completed the real-name authentication, the status is normal, and it has not been appealed;

3. The account is bound to the mobile phone, and the savings card is bound quickly;

4. Personal credit is good, and the sesame credit score is above 600 points.

If you don't find a loan entrance in Alipay, it means that you are not eligible to apply for a loan for the time being. It is recommended to maintain a good account status and continue to pay attention to it in the future. If the loan fails, you can contact Alipay customer service to understand the reasons for rejection, then accumulate more good credit and try to apply again after a while.

Second, how to open a loan?

"Borrowing" is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The premise of loan opening is that Alipay sesame score is higher than 600. The opening method is to open the mobile phone Alipay wallet-wealth-loan-instant experience-I can open the experience if I want a loan. However, after the opening of the business, it needs to be audited, and there are many audit conditions, which may not be successful immediately.

"Borrowing" is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. Borrow the opening method is actually very simple:

1. First, open Alipay, authenticate Alipay's real name, and bind the bank card.

2. After real-name authentication, Alipay will evaluate the corresponding sesame score according to the basic information provided by everyone, generally not less than 600 points.

3. In the payment, enter my page, and there will be an entrance for borrowing from the drop-down box, and then click Open.

4. If you don't see the loan in my blog, you can directly search for the loan on the Alipay homepage, and then enter.

5. Because everyone's qualifications are different, the loan amount is also different, depending on the actual situation.

Although the method of borrowing and opening is simple, there are many conditions for opening. After clicking open, it may not be successful. If the success rate is higher, you can refer to the following lending tips.

1. Alipay users must fill in real and valid information when registering their accounts. Users need to further improve their personal information when applying for loans.

2. Every time Alipay users spend online on Taobao platform, as long as they are satisfied with the online shopping products, they will get favorable comments in time, which will help improve the users' sesame credit score.

3. Alipay users should log in to Alipay more, and they can use Alipay to pay more to improve the activity of the account.

4. Try to bind more than two bank cards to Alipay account. Users need to bind their frequently used credit cards or savings cards. These bank cards will have cash flow, which can help users improve their sesame credit score.

5. Users can use Alipay to pay their living expenses, such as paying utilities.

6. Now Alipay users can also use Alipay software to socialize, add some users with good personal credit, and transfer more money with these users to improve their sesame credit score.

7. Alipay users with sufficient funds can also purchase a variety of fund products on Alipay platform. For example, some users will deposit their idle funds in Yu 'ebao, which will not only help them earn some income, but also improve their sesame credit score.

What should I pay attention to when borrowing money?

1. Loans mainly analyze users' sesame credit scores and personal credit information, and Alipay users have the opportunity to open sesame credit scores above 600. The lending platform will provide borrowers with loan amounts ranging from 65,438+0,000 yuan to 300,000 yuan according to their sesame credit scores.

2. The loan interest is charged on a daily basis, and the daily loan interest rate is between 0.015% and 0.06%, which can provide the borrower with the longest repayment period of 12 months. When users choose to apply for credit loans by borrowing, they should know in advance what the account opening conditions of these platforms are. In 2020, users will be invited to borrow money, and users can only successfully open loans if they are invited by the platform.

Third, how do ants borrow it?

Step/Mode 1

After opening the Alipay client, find my choice in the lower right corner and click.

Step/Mode 2

On my settings page, slide down the phone page, find the flower bud option, and click.

Step/Mode 3

After entering the loan page, click agree to the agreement.

Step/Mode 4

Click and enter the password.

Step/Mode 5

After entering the password, the loan can be successfully opened.

Fourth, how do ants borrow money and open it?

Lending is a model of user invitation, and users can only get loans if they are invited by the platform. When users meet the opening conditions of the platform, people can get loans smoothly.

Easy to open. Is it successful?

1. Applicants should complete their personal information as much as possible. If their personal credit cannot be improved, they mainly use the system to conduct audit. Only when the loan conditions of the platform are met can you apply for opening.

2. If users are worried that they will not be invited by the platform, they can use Alipay to make more regular payments in Alipay households, and increasing the activity of the account will also help users to be invited by the platform.

3. Alipay users can also forward red envelopes with friends.

4. Alipay platform will regularly launch various public welfare activities, and users can actively participate in these public welfare activities and improve their personal credit by participating in such public welfare activities.

Necessary conditions for the opening of online lending platform

1. Applicants must complete the authentication of real-name registration system when registering Alipay account. If it proves to be true, the platform will not provide loan services for these users. Applicants must further improve their personal information and accurate information when authenticating in the real-name registration system.

2. When submitting a loan application, users must fill in their mobile phone numbers and bind them together, so that users can receive the repayment information of the platform in time.

3. The more active the account, the higher the probability of passing. Users should develop consumption and usually pay online and offline through Alipay.

4. You have to score above 600 points to get the loan invitation from the platform.

If necessary, I recommend you to use the rich flower, which is a service brand (original name: Baidu rich flower, renamed as "rich flower" in June 2065438+08) and a big brand. If you have money to spend-it's easy enough to get a loan, the loan amount starts at%.

I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.

If there is a need to establish a system, you will mistakenly think that you don't need this fund, resulting in safer provision. Support early settlement of repayment after the first installment.

If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement