Commercial loans for the first home in bank of qinghai are generally calculated according to the benchmark interest rate of the central bank rising by 5%, while loans for the second home are generally calculated according to the benchmark interest rate rising 10%. Provident fund loans do not float when buying the first suite, but float when buying the second suite 10%.

The latest central bank benchmark interest rate is:

I. Commercial loans:

The loan interest rate within one year is 4.35%;

The loan interest rate for one to five years is 4.75%;

The loan interest rate for more than five years is 4.90%.

Second, provident fund loans:

The loan interest rate for less than five years is 2.75%;

The loan interest rate for more than five years is 3.25%.