You can't get a student loan without a guardian. When handling the first loan of student-origin student loan, students and their parents need to go together and bring ID cards, household registration books, admission notices, loan application forms and other documents. Legal guardian of minors: First of all, it should be held by parents. If the parents are dead or have no guardianship, they shall be served by the following persons in the following order: grandparents and grandparents; Adult brothers and sisters; The residents' committee, villagers' committee or civil affairs department of the unit where the minor's parents belong or the minor's domicile.

The application materials for student loans are as follows:

1, national student loan application;

2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

Legal basis: Article 54 of the Education Law of the People's Republic of China.

The state establishes an education fund-raising system based on financial allocation, supplemented by other channels, and gradually increases investment in education to ensure a stable source of education funds for public schools.

Schools and other educational institutions established by enterprises, institutions, social organizations and other social organizations and individuals according to law shall be funded by the sponsors, and the people's governments at all levels may give appropriate support.