Within 6 months (including 6 months) 6. 1%
6 months to 1 year (inclusive) 6.56%
1 to 3 years (including 3 years) 6.65%
3 to 5 years (including 5 years) 6.9%
More than 5 years, 7.05%
Remarks: The benchmark interest rate is set by the central bank, and the bank loan interest rate can fluctuate on this basis.
The amount of personal credit loan is generally determined according to personal credit status and work income, and the interest rate varies according to the purpose of the loan, personal qualifications and years.