In principle, rented cars cannot be mortgaged, and rented cars may be sued by car rental companies. Purchasing by rent is a way to buy a car, not a way to rent a car, but it is different from the general way to buy a car. Moreover, the contract signed by lease and purchase is accompanied by additional conditions such as how long it can be transferred after the lease expires. During the lease period, the car is still owned by the rental company, and the renter has no right to mortgage the car. The term of mortgage loan can be up to 30 years. The amount of vehicle mortgage loan mainly depends on the value of the vehicle itself. Generally speaking, the higher the value of the vehicle, the higher the loan amount, and the mortgaged car can be sold. However, in the process of buying and selling, it must be clearly pointed out to the buyer that the car has been mortgaged and registered. Once the repayment cannot be made on time, the car will be seized and auctioned by creditors to repay the debt.