First, check the qualifications of the lending platform company. Most of the business license names of regular small loan companies contain the words "small loan". Unclear friends can directly log in to the credit information publicity system of enterprises in this province for inquiry.

Secondly, regular small loan companies only lend but not save, and the contact information must be fixed telephone. If it is a mobile phone number, it seems a bit false and untrustworthy.

Indiscriminate charges before lending.

We should know that formal financial lending companies will not charge borrowers any fees before lending. If you need to pay various fees such as deposit, handling fee, security deposit, service fee and beheading interest before applying for online loan, please stop lending immediately.

Audit mechanism.