The amount of the policy loan is related to the premium you pay, which is generally about 70% to 80% of the cash value of the policy. An insurance policy of 8,000 yuan is about 5,600 to 6,400. For details, please call Taikang customer service hotline or bring your insurance policy and ID card to Taikang service center for consultation.

It should be noted that obtaining funds through Taikang life insurance policy loans will not affect the protection of the policy itself. If an insurance accident occurs after the policy loan, you can still apply for compensation, and the insurance company will pay the corresponding insurance money after deducting the principal and interest of the loan, which will not affect the time limit for insurance claims.