This score is a few tenths, for example, 30% of 65438+0 million is 300,000.

Second, how to calculate the down payment of 30% for a car loan, please advise ~!

Generally speaking, the down payment for a loan to buy a car is 30%. If you are engaged in activities, some models can have zero down payment or 20% down payment. At present, the traditional mortgage car purchase business of banks is shrinking day by day, and it is replaced by credit card installment payment and auto finance company loans.

Third, how to calculate the down payment of 30% for a loan to buy a car, please advise ~!

30% refers to 30% of the sum of all expenses to be paid for car purchase. To be sure, the minimum down payment for car loans is above 20%, and there may be differences among lending institutions, but it is common to pay down at least 30%. Bank car loans generally require a down payment of at least 30%, but in practice, they generally require a down payment of more than 40%.

The reason is that if you only pay 30% down payment, it is more difficult to handle, and you rarely pay the minimum down payment. In addition, if the credit and repayment ability of car buyers are not up to standard, they are likely to be asked to increase the down payment ratio.

Necessary conditions for applying for a car loan

1. Individuals should have stable professional and economic income or assets that can be easily realized, enough to repay the loan principal and interest on schedule.

2. Self-owned funds are sufficient to pay the down payment for car purchase stipulated by the bank.

3. A bank-approved guarantee must be provided.

4. Willing to accept other conditions deemed necessary by the bank.

Review the procedures for loan purchase.

1. Pre-loan investigation: the loan applicant carefully fills in the Pre-loan Pre-examination Form and submits it to the bank for preliminary examination.

2. The bank initially completed the loan qualification examination of the applicant through the "Pre-loan Pre-examination Form". For applicants who meet the bank loan standards, the bank informs the loan applicants to prepare personal loan application materials.

Materials for handling loan and car purchase procedures

1. Personal loan application;

2. Personal valid identity documents. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, the identity certificate of the spouse shall be provided;

3. Household registration certificate or long-term residence certificate;

4. Personal income certificate, family income or property certificate when necessary;

5. Certificate of intention to buy a car issued by the car dealer;

6. Proof of down payment for car purchase;

7. If the purchased vehicle is secured by other means than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc.

8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet;

9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a car purchase intention certificate and a vehicle evaluation report issued by an evaluation agency recognized by the bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.