After the opening of the online merchant bank, except for a virtual bank card, the rest will not have any special impact. This virtual bank number card is different from ordinary bank cards. Except for one type of bank card, other types of bank cards will charge an annual fee according to the type of card.

There is no charge after the virtual card of the online merchant bank is opened. At the same time, after the opening of the online merchant bank, it will provide services such as deposits, wealth management and loans. These services will generate expected income other than loans.

Extended data:

The online merchant bank quota is introduced as follows:

The same is true for banks with physical stores, such as opening an account of China Construction Bank and having a Class I bank card. Even if it is never used, it has no effect on the account. The personal account of online merchant bank supports deposit, transfer and loan business, and can also be used to purchase wealth management products for investment.

Generally, it can be used for company settlement accounts, and supports deposit, transfer and agency payment of corporate online banking. You can buy special products of online merchant banks, such as fixed stooges and random deposits.

Xinhuanet-360,000 small shops in Wuhan can enjoy interest-free loans, and the monthly interest is fully borne by the online merchant bank.

People's Network-Online commercial banks provide loan services for small and micro operators.