Quanzhou workers' families apply for housing provident fund loans for the first time to purchase the first set of housing, and the down payment ratio is adjusted to not less than 20%; If an employee's family applies for a housing provident fund loan for the second time or buys a second house, the down payment ratio will be adjusted to not less than 30%. If an employee's family who has given birth to and raised two or more children applies for a housing provident fund loan and meets other loan application conditions, its housing provident fund loan amount is 654.38+10,000 yuan on the basis of the maximum loan amount. If an employee's family does not own a house and rents a commercial house in the place where the housing provident fund is paid, the rent withdrawal amount will be increased from 600 yuan to 800 yuan every month.
Prior to May 10, Quanzhou Housing Provident Fund Management Center adjusted the housing provident fund use policy. Allow withdrawal of provident fund to pay down payment. Anyone who purchases new commercial housing within the administrative area of Quanzhou City, employees themselves (including * * * property owners), spouses and lineal blood relatives can withdraw housing provident fund to pay the down payment, further reducing the down payment pressure and facilitating employees to purchase new commercial housing.
By the end of this year, Quanzhou will also increase the maximum amount of housing provident fund loans. If both husband and wife of the borrower pay the housing provident fund, the maximum loan amount will be adjusted from 600,000 yuan to 800,000 yuan, and if they pay the housing provident fund unilaterally, the maximum loan amount will be adjusted from 400,000 yuan to 500,000 yuan.