You can cancel it ~
Second, can the mobile phone loan be revoked?
Do you want to repay the loan in advance? I suggest you look at the loan contract you signed at the beginning. If the contract stipulates that repayment cannot be made in advance within a few months, then repayment can only be made on time every month, and repayment will be made in advance at the deadline. If the contract does not stipulate that it cannot be returned in advance within a few months, then you can return it in advance without restriction.
In addition, there will generally be a fixed account manager to assist the applicant in handling mortgage loans at the bank. If the materials are still submitted or reviewed before lending, they can be revoked. Applicants need to negotiate with their account managers to handle mortgage delivery procedures, bring real estate licenses and other housing warrants, and go to the local real estate bureau to handle mortgage cancellation procedures. Although the mortgage loan can be cancelled, the expenses before and after applying for the loan are borne by the applicant. But also delayed a lot of time for applicants and lending institutions. If you find it difficult for banks to issue loans for a long time, consider another lending institution. According to the current situation, we know that some companies have simpler procedures and faster review speed for housing mortgage loans.
3. Can the mobile phone loan be revoked?
Do you want to repay the loan in advance? I suggest you look at the loan contract you signed at the beginning. If the contract stipulates that repayment cannot be made in advance within a few months, then repayment can only be made on time every month, and repayment will be made in advance at the deadline. If the contract does not stipulate that the mortgage can be repaid in advance within a few months, the bank will have a fixed account manager to assist the applicant, and there is no time limit. If the materials are still submitted or reviewed before lending, they can be revoked. Applicants need to negotiate with their account managers to handle the mortgage delivery procedures, and only need to bring the real estate license and the house to handle the mortgage cancellation procedures. Although the mortgage loan can be cancelled, the expenses before and after applying for the loan are borne by the applicant. But also delayed a lot of time for applicants and lending institutions. If you feel that the bank mortgage loan is placed in another lending institution. According to the current situation, we know that some processes are simpler and the audit speed is faster.
4. How long does it take to review the mobile phone loan? How to cancel the loan?
For friends in need, they are more concerned about the loan review time, how long it takes for the mobile phone loan review, and how to cancel the loan. How long does it take to review the mobile phone loan? After the borrower successfully submits various materials, the review time is 2 working days after the borrower initiates the application. However, due to various reasons, the audit will be delayed. How to cancel the loan after successfully submitting the loan application? (1) You can put forward the idea that you want to cancel the loan when the loan officer calls. (2) You can upload the photos of the front and back of your ID card to WeChat WeChat official account "Mobile Loan" and explain the reasons for canceling the loan. What borrowers need to pay attention to is that if the loan passes the examination and approval smoothly, it cannot be revoked when it enters the stage of fund matching. The loan is successful, and the login APP always flashes back? You can uninstall the used mobile loan software and download it again at intervals.